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BIZ BIZ Owner – SME 3

For : Owner of Small and Medium Enterprise (Category 3*)
Coverage : Building & Contents (Fixture, Furniture, Appliances and merchandize stock

Standard Coverage
Damage From Maximum coverage
1)  Fire, Lightning, Earthquake, Storm, Smoke, Explosion, Water leakage, Collision from air and land transportation

- Building and Contents
- Glass structure

- Subsidy for temporary shelter and Loss of Rent (if applied)

Sum Insured
10% of sum insured Max.
50,000 Baht/event and in aggregate
1% of sum insured
Max. 15,000 Baht/month Max. 3 Months

2)  Electricity short circuit
- Electric appliances

10% of sum insured.
Max. 1,000,000 Baht in aggregate

3)  Theft (forcible entry), armed robber
- Contents

- Reimbursement of repair cost for damage of doors, windows caused by forced entry

- Cash loss/damage of safe deposit box

10% of sum insured
Max. 500,000 Baht in aggregate

1% of sum insured
Max. 30,000 Baht in aggregate

10% of sum Insured
Max. 1,000,000 Baht in aggregate


Addition Coverage Maximum coverage
4)  Liability (third party at the premises)
 

10% of sum Insured Max. 1,000,000 Baht in aggregate

* Building exclude total wooden home, property in declared high risk location.
* Contents exclude gold, antique, painting, jewelry, personal value items such as document, photo, blue print etc.

Premium (Tax & Duty Stamp included)
Sum Insured 500,000 1,000,000 2,000,000 3,000,000 5,000,000 10,000,000 20,000,000
Annual Premium 1,612 2,472 4,191 5,909 9,347 17,941 35,130

SME Category 1 *
- Office - Clinic - Guest house
- Car Park - Child care - Apartment
- Car show room - Gym - Dormitory
- Hospital - Hotel  

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